XRP, the digital asset native to the XRP Ledger (XRPL), has long been recognized for its speed, low-cost transactions, and institutional focus on cross-border payments. But as decentralized finance (DeFi) continues to mature,
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What Is XRPFi and Why It Matters
XRP, the digital asset native to the XRP Ledger (XRPL), has long been recognized for its speed, low-cost transactions, and institutional focus on cross-border payments. But as decentralized finance (DeFi) continues to mature, there’s a growing push to bring XRP into the fold — a movement increasingly referred to as “XRPFi.” The goal is simple: enable XRP holders to participate in the broader DeFi ecosystem, from lending and staking to trading and yield farming.
Thisisn’tmerelyaspeculativetrend.Recentevents—includingRipple’scourtvictoryagainsttheSECandthelaunchofRipple’sownstablecoinRLUSD—havereignitedinterestinXRPasafoundationalasset.ButunlikeEthereum,theXRPLwasn’tbuiltwithsmartcontractcapabilities.ItlacksnativesupportforprogrammableDeFiprimitives,makingitdifficulttouseXRPinthekindsofapplicationsthatdefineDeFito